This book is one of the most valuable resources in the world when it comes to ways to learn how to better your finances by budgeting.
Most people are weary of budgeting due to the wrong perception that budgeting would mean having to stop spending on non essentials and concentrating only on essentials. This of course is furthest from the truth as budgeting really allows the individual to properly manage his or her account so that a comfortable living can be carved out. Howevere you may not know how to get started.
Is your lack of budgeting making your life difficult... maybe even miserable?
Does it seem like you’ve tried everything in your power to control your finances, and yet, despite your best intentions, you’re still plagued with:
• Not knowing how to create a budget
• Not understanding even where to start with a budget worksheet
• Not knowing how to stick with it
If this describes you, read on...
First, you are NOT alone! It may seem like it sometimes, but not understanding how to budget is far more common than you’d think.
I ought to know, because I’ve helped dozen of people with the exact same problem...
Why Knowing About Budgeting Is Crucial!
The budget exercise allows every individual with an income and expenses portfolio to make decisions about how they can best allocate the income to serve the expenses and yet leave some for the future, which may include a suitable retirement plan, a healthy savings plan or just about anything that won’t break the bank.
Budgeting helps to create a very visible short term expense scenario, which would include the payments of monthly bills and commitments.
And the worst part? The more you put it off, the deeper you get in debt!